| Wind Mitigation Survey |
MIAMI-DADE VS. FLORIDA BUILDING
CODE
After Hurricane Andrew devastated South Florida in 1992, Miami-Dade,
Broward, and unincorporated Palm Beach counties passed building codes that
required new homes to be built with opening protection (impact-resistant windows
and doors, or impact-resistant coverings, such as shutters, for windows and
doors). These codes also included standards for how opening protection
products would be tested and approved for use.
Today, the Miami-Dade Notice of Acceptance (NOA) is the best way to be sure
the products you buy pass the strictest tests in the country for windborne debris,
pressure, and water.
All opening protection products that have received a Miami-Dade NOA are also
approved by the Florida Building Code. But the reverse is not true. That’s
because the Florida Building Code test standards do not disqualify an opening
protection product, a shutter for example, that allows for the possibility of glass
breakage during a hurricane. A product that allows for glass breakage during
testing would not be approved for use by the Miami-Dade Code.
You can learn whether a product you are considering has received a Miami-Dade
NOA by visiting the Miami-Dade Building Code Compliance website at: www.
miamidade.gov/buildingcode/ -- look for the Search Approved Products tab
under Product Control on the site’s menu.
The following items are building features that reduce wind damage for
which many insurance companies offer wind premium discounts. To learn
more about each of these categories, click on the highlighted portion of
the text.
How many of these features are already on your home?
1. Roof coverings, such as shingles that meet the FBC Requirements.
2. Roof decks that have been installed with large nails and close spacing.
3. Hurricane clips/straps that hold the roof structure to the walls.
4. Protection of Openings such as windows and glass doors with impact
resistant glazing or other protection systems.
5. Secondary Water Resistance that prevents the roof from leaking if the
roof covering is blown off in a windstorm.
6. Roof Design, Hip roofs seem to divert the stronger winds and therefore
sustain less damage.
7. Garage Doors require reinforcement . Shutters have little value when
the garage door is not protected.
Newly Constructed Homes built to the Florida Building Code since March
1, 2002
Homes built to the South Florida Building Code in Miami-Dade and
Broward Counties after 1994.
Call me to discuss how you can save money on your
homeowners insurance.
which many insurance companies offer wind premium discounts. To learn
more about each of these categories, click on the highlighted portion of
the text.
How many of these features are already on your home?
1. Roof coverings, such as shingles that meet the FBC Requirements.
2. Roof decks that have been installed with large nails and close spacing.
3. Hurricane clips/straps that hold the roof structure to the walls.
4. Protection of Openings such as windows and glass doors with impact
resistant glazing or other protection systems.
5. Secondary Water Resistance that prevents the roof from leaking if the
roof covering is blown off in a windstorm.
6. Roof Design, Hip roofs seem to divert the stronger winds and therefore
sustain less damage.
7. Garage Doors require reinforcement . Shutters have little value when
the garage door is not protected.
Newly Constructed Homes built to the Florida Building Code since March
1, 2002
Homes built to the South Florida Building Code in Miami-Dade and
Broward Counties after 1994.
Call me to discuss how you can save money on your
homeowners insurance.
NOTICE
My premium went from $1366 last year to just $750 this year.
I obtained the savings by having a Wind Mitigation Survey that certified
the hurricane features that were already present in my home. Your home
has features that will qualify you for a discount also.
This savings is given year after year.
100% Guarantee
We guarantee that you will save at least the cost of the survey
in your first full year discount or we will refund the difference.
My premium went from $1366 last year to just $750 this year.
I obtained the savings by having a Wind Mitigation Survey that certified
the hurricane features that were already present in my home. Your home
has features that will qualify you for a discount also.
This savings is given year after year.
100% Guarantee
We guarantee that you will save at least the cost of the survey
in your first full year discount or we will refund the difference.
Brevard Orlando Tampa 321-626-8840 407-641-5074 813-864-7697 |
| © Bell Inspection Service 2007 |
| $25 off your Insurance Discount Survey |
| Merritt Island |
| The premium on this house went from over $4000 to under $1400 a year. The home owner stated that it was the best money he had ever spent. He is saving over $2600 a year without having to make any improvements to the property. |
| Orlando |
| This homeowner is saving over $300 a year on his homeowners insurance. The home is insured with State Farm. |
| Riverview |
| This homeowner is saving $370 a year. The home is insured with Allstate. |
| Titusville |
| This homeowner is saving over $390 each year on their homeowners insurance. The home is insured by Citizens. |
